ABOUT US

We are The First Fintech as a Service (EFaaS) Company in Indonesia!

Our vision is enabling AI Powered financial transactions across all customer segments. With Mission to support every aspect of our partners’ financial transformation to the digital era with low-cost mass market diverse and AI Powered financial products.

Company Values

Innovating in financial inclusions in being the catalyst of digital economy transformation. Focusing on secure, sustainable and reliable micro services API powered by AI Financial Service Suits.

Accelerate The
World's Transition

DigiAsia Bios, was founded in Jakarta, in November 2017.

DigiAsia offers its financial services including closed and open loop wallets, QR payments, cash based and digital remittances, merchant operated ATM/accessible digital financial services served in rural areas by appointed micro and small entrepreneurs through a set of open access APIs; to be consumed in the mobile app and web interfaces of our partner customers.

Rather than invest precious financial capital, time and human resources, our partner customers have their branded Account Linkage fintech services live and operational within weeks.

FaaS

DigiAsia offers its financial services including closed and open loop wallets, QR payments, cash based and digital remittances, P2P lending, corporate cards, merchant operated ATM/branch banking functionality and card issuance through a set of open access APIs.

These APIs are integrated in the mobile app and web interfaces of our partner customers. We assist our partner customers to get the relevant regulatory approvals, and they have their branded or white-label fintech services live and operational within weeks.

 

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BaaS

DigiAsia offers its partner customers, including banks and non-banks, access to bank products such as virtual accounts, prepaid cards, forex transfers, card issuance covering prepaid and debit/credit cards, cardless withdrawal at ATMs etc. through white-label APIs.

SaaS

Given the deep integration on various fintech products, DigiAsia enables our partner customers access to leading edge products on both in-house products of loyalty program management, deep analytics for revenue optimization etc. also through our technology partners including MasterCard.

SOLUTIONS

Products & Services

Discover our AI Powered Products and see how you can optimize your business with our products.

KASPRO

Offering AI-powered co-branding E-money services (wallet, QR payment) for payment needs with full approval and supervision by Bank Indonesia.

KREDITPRO

AI-enhanced P2P Lending services that are licensed and supervised by the Financial Service Authority (OJK).

REMITPRO

AI-driven Remittance services through access to our active supply chain SME merchants that have been registered and supervised by Bank Indonesia.

DIGIKASLINK

Offering AI-powered accessible digital financial services served in rural areas by appointed micro and small entrepreneurs through our active supply chain merchants using our Digital Money Services (LKD) license from Bank Indonesia.

Core values

Asia Spirit

Guiding all employee interactions through ASIA SPIRIT is the core value of DigiAsia Bios. The key tenets are Be Agile, Speak Up, Display Integrity, and Team Work. This acts as a basic guideline for the entire DigiAsia Bios family in supporting the company’s credibility and commitment to keep moving forward as we bring more and more partners on board and expand our products suite.

Agile

Think fast and adapt to various forms of change.

Speak Up

Convey ideas, criticism clearly, positively.

Integrity

Think positively, be consistent and reliable in actions.

Team Work

Shared success or failure driven by the same goal.

Leadership Team with Track Record Across Financial Services & Technology

LEADERSHIP TEAM

Prashant Gokarn

Co-CEO

Alexander Rusli

Co-CEO

Subir Lohani

CFO and Chief Strategy Officer

BOARD MEMBERS

Prashant Gokarn

Co-CEO

Alexander Rusli

Co-CEO

Bhargav Marepally

CEO - StoneBridge

Prabhu Antony

President & CFO StoneBridge

Ken Sommer

Board Member, Ex-CEO & CFO-Visa

Rudiantara

Board Member

Andreas Gregori

Board Member

What They Say About Us

Paper.id is a B2B payment solution & integrated invoice management that focuses on helping business people to digitize their end-to-end business transactions. We have collaborated with DigiAsia Bios so that the cash flow for our MSMEs is smoother and on our fully digitized order management platform. We are looking to further expand our collaboration, not only in the financing sector but also in other fields so that MSMEs in Indonesia can feel the benefits of the Paper.id and KreditPro facilities.

Lifiana Business Development - Paper.id

Akulaku is a digital banking and finance platform that helps meet financial needs in using banking and funding services. We are partnering with KasPro for QRIS payment system services that make it easier for AkuLaku customers to transact. The collaboration process went well, KasPro always responded quickly and responsibly, thus facilitating communication between the two parties. Hopefully, this cooperative relationship will continue and be better established in the future.

Malvin Business Development - AkuLaku

PT Surya Parama Distribution is engaged in general trading and distribution of sales of food, beverages and basic necessities Thank you for helping our finances through KreditPro, our financial turnover has become smoother and the purchase of the goods has been maximized. What's special about KreditPro is that it provides financing without asset collateral, low interest, and the easy application process to provide solutions for our cash flow.

Stefanus Harjono Director - PT Surya Parama Distribusindo

Tron is a company engaged in the field of public transportation. KasPro helps us in digitizing these public transportation payments. This is supported by an API integration process with KasPro which, apart from being easy and fast, can also be adapted to our business needs. Hopefully, this collaboration will continue to grow in the future.

David Santoso CEO - Tron
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