Annual Member Survey 2021 Report of the Indonesian Fintech Association (AFTECH) noted that the growth of financial technology products (fintech) in Indonesia showed a positive trend until the first quarter of 2022.

This of course cannot be separated from the support of the government and various parties who continue to aggressively distribute literacy on financial digitization, so that understanding of the needs and interests of people at all levels is also growing.

Based on Foreign Direct Investment data from the Investment Coordinating Board in 2021, the number of investments created in the fintech industry in Indonesia reached USD 904 million, or 23% of the total accumulated investment in the fintech industry in Southeast Asia in 2021.

Responding to the challenges faced by businesses and society in service, Digiasia Bios, which was founded by Alexander Rusli and Prashant Gokarn in 2017, focuses on its services as a Fintech-as-a-Service (FaaS) company.

Digiasia Bios, and all of its products and services operate with permits, licenses, and full certification from Bank Indonesia (BI), the Financial Services Authority (OJK) – including ISO27001 certification, QRC Solution – PCI DSS certification, Center for Financial Transaction Reports and Analysis (PPATK), the Association of Indonesian Remittance Providers (APPUI), and the Indonesian Joint Funding Fintech Association (AFPI).

Through the 4 (four) fintech products and services currently owned – KasPro (Digital Payment), KreditPro (P2P Lending), RemitPro (Remittances), and DigiBos (Digital Financial Services (LKD)) – the company continues to focus on integrating technology to encourage increased competitiveness of the Indonesian market and society as well as ease of adaptation to the digital era.

“Apart from being a platform that can be used by the general public, Digiasia Bios also dedicates itself as the first Fintech-as-a-Service (FaaS) company in Indonesia. We understand that every business and society has different needs. Through the fintech products and services we provide, we are here to assist and support the financial transformation of our partner companies and customers.

Through this integration, our partners and customers will be easier to adapt to the advancement of the digital era and expand digital and cashless services in the market,” said Rully Hariwinata as Chief Marketing Officer of Digiasia Bios.

AFTECH through the 2021 Annual Member Survey Report noted that in 2021 more than 25% of financial technology startup platforms (fintech startups) in Southeast Asia came from Indonesia. This proves that the Digiasia Bios projection is correct and this also further encourages Digiasia Bios’ spirit to continue to accommodate the needs of the Indonesian people by providing access to various fintech services in one integration.

“In addition to direct use, fintech service products from Digiasia Bios can be embedded with any application and ecosystem, allowing our partner companies to easily utilize fintech solutions to optimize financial management processes, provide the best experience to their customers and provide commercial services with much higher standards. higher than before,” explained Rully.

The mission of equitable distribution of financial digitization across all levels of society has become one of the government’s main concerns to lead Indonesia to lead the digital economy in Southeast Asia. Digiasia Bios is committed to continuously bringing technology to its fintech product services and supporting the realization of this mission.